Get instant cash against your luxury watch
Get Instant Loan OfferAccess up to ₦500M / $300,000 in as little as 30 minutes. No credit checks. No paperwork headaches. Your watch is fully insured in our bank-grade vaults.
Trusted by High-Net-Worth Clients
Secure, Discreet & Fully Insured
Lagos · Abuja · London · Toronto
30-Minute Valuation & PayoutThree simple steps from application to cash in hand. No credit checks, no lengthy approvals.
Upload photos and select your brand, model, and condition using our quick form. Takes 60 seconds.
Our certified appraisers assess your watch based on global market rates (Chrono24, WatchCharts) and contact you within 30 minutes.
Once approved, receive instant payout via bank transfer. Your watch stays safe in our fully insured, bank-grade vault.
Get a quick idea of how much you could access against your luxury watch
Your Estimated Loan Range
Final offer subject to in-person authentication and current market conditions.
We understand the value — both financial and sentimental — of your timepiece.
Your watch is stored in a secure, climate-controlled vault with 24/7 CCTV surveillance — the same level of security used by top financial institutions.
Every item in our custody is comprehensively insured against theft, damage, and loss. You receive documentation of your coverage upon deposit.
All transactions are handled with complete discretion. Your privacy is paramount — no public records, no exposure, no questions from third parties.
Everything you need to know about luxury watch loans in Nigeria
Loan amounts are based on the current global market value of your watch. Depending on model, condition, and completeness (box & papers), loans typically range from 40–70% of market value. A Rolex Submariner, for example, could secure a loan from ₦6M to ₦18M.
No. Your watch is securely stored in our fully insured, bank-grade vault. Once you repay your loan, your watch is returned to you in the same condition.
We offer flexible repayment options. If you need more time, contact your Luxury Specialist to discuss an extension. We always work to find a solution that keeps your watch safe.
Yes. Every item in our custody is fully insured against theft, damage, and loss. Our storage facilities are bank-grade with 24/7 CCTV surveillance.
Once your watch is authenticated and the loan is approved, you can receive your cash via bank transfer within 30 minutes.
We accept Rolex, Patek Philippe, Audemars Piguet, Cartier, Omega, Hublot, Franck Muller, Vacheron Constantin, and other high-value luxury timepieces.
Yes. We have offices in both Lagos (Lekki Phase 1) and Abuja (Wuse 2), with home pickup services available in both cities.
Chat with a Loan Specialist